What ClaimSettleIQ is

ClaimSettleIQ is an independent, free educational website for people in the United States who want to understand the financial side of a personal injury claim. It combines five calculators and worksheets with a library of plain-English guides and a small, verified collection of state law summaries.

The site began as a single settlement estimator. In 2026 it was rebuilt so that every calculation is transparent and every number in a result comes from something the visitor entered or chose, rather than from built-in multipliers or “typical” settlement figures that cannot be supported.

Who it is for

• People recovering from an injury who want to organize bills, wage losses and records.
• People who have received or expect a settlement offer and want to understand fees, liens and what they might actually receive.
• Family members helping someone through a claim.
• Anyone preparing questions before talking with an insurer or a lawyer.

What the tools can do

• Add up documented economic losses without double counting, and keep projected losses separate.
• Show how a non-economic assumption or a shared-fault rule you choose would change a total.
• Itemize deductions from a hypothetical gross settlement.
• Convert hourly or salary pay and missed time into an itemized gross wage-loss figure.
• Keep a printable, exportable medical expense worksheet and an evidence checklist.

What they cannot do

• Predict what a claim will settle for, or tell you what your claim is “worth”.
• Give legal advice, assess whether you have a valid claim, or tell you which deadline applies to you.
• Apply state law automatically.
• Create an attorney–client relationship. ClaimSettleIQ is not a law firm, does not employ lawyers to answer questions, and does not refer visitors to lawyers or sell their information.

Our commitments

• Transparency. Every formula is published on the Methodology page, with worked examples and edge cases, and matches the code the tools run.
• No invented numbers. We do not publish settlement averages, success rates, testimonials or case results.
• Sourced legal statements. Specific legal rules are linked to primary sources, and state entries are published only after verification. See the Editorial Policy.
• Privacy by design. The tools run in your browser; nothing you type is sent to us. See the Privacy Policy.
• Corrections. If something is wrong, we want to know and will fix it.

Who runs ClaimSettleIQ

ClaimSettleIQ is operated independently. It is not affiliated with any law firm, insurer, lead-generation service or government agency. Content is researched and written by the site’s editorial team following the process in our Editorial Policy; we do not claim attorney review of content.

Contact

Questions, corrections and feedback: support@claimsettleiq.com. More on the Contact page.