Summary

• ClaimSettleIQ has no user accounts, no contact forms, no analytics, no advertising and no tracking cookies.
• Everything you type into the calculators is processed in your browser and is not sent to us or anyone else.
• Two tools can optionally remember your entries in your own browser’s local storage, only if you tick “Remember on this device”.
• Like any website, our hosting provider’s servers record standard technical logs when pages are requested.

Information you enter in the tools

The Settlement Estimator, Net Settlement Calculator and Lost Wages Calculator process your inputs with JavaScript in your browser. The inputs are not transmitted, stored on a server, or shared. They are lost when you leave or reload the page.

The Medical Expense Tracker and Evidence Checklist keep your entries in the page’s memory. If — and only if — you tick “Remember on this device”, the entries are saved in your browser’s local storage under the keys csiq-medical-tracker-v1 and csiq-evidence-checklist-v1. Local storage stays on your device; it is not sent to our server with page requests. Anyone with access to the same browser profile could see the stored entries. You can delete them by unticking the box, using the tool’s “Clear” button, or clearing site data in your browser settings.

CSV downloads are generated in your browser and saved to your device. We never receive them.

Please do not enter Social Security numbers, policy or account numbers, or detailed medical information. The tools do not need them.

Server logs

The site is hosted on a shared web hosting service. When your browser requests a page, the hosting provider’s web server typically records technical information such as your IP address, the date and time, the page requested, the referring page and your browser’s user-agent string. These logs are used for security, troubleshooting and capacity management, are managed by the hosting provider, and are retained according to its practices. They do not contain anything you type into the calculators, because that information is never sent to the server.

Cookies, analytics and advertising

ClaimSettleIQ does not set cookies, does not use analytics or tracking services, and does not display advertising. The pages do not load fonts, scripts or other resources from third-party servers.

If we add analytics or advertising in the future, we will update this policy before doing so, describe what data the provider collects (which may include cookies or device identifiers), and explain any choices available to you. Calculator inputs will not be shared with any analytics or advertising provider.

Cookies, analytics, and advertising

The site itself does not require cookies to function.

We may use third-party services to measure traffic and to display advertising, including Google AdSense. When those services are active:

• Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites.
• Google's use of advertising cookies enables it and its partners to serve ads based on your visits to this site and other sites on the internet.
• You can opt out of personalized advertising at Google Ads Settings, and out of some other vendors' cookies at aboutads.info.
• Where applicable law requires consent for these cookies or related technologies, we will obtain consent before using them.

You can also block or delete cookies in your browser settings. Our Advertising Disclosure explains how advertising relates to the rest of the site.

Email

If you email us, we receive your email address, the content of your message and any attachments. We use this only to read and respond to your message and to improve the site, and we do not sell or share it except where required by law. Please do not send sensitive personal or medical information. Email is handled by our email service provider and retained as part of normal correspondence.

External links

Guides link to external websites such as government and court sites. Those sites have their own privacy practices, which this policy does not cover.

Children

ClaimSettleIQ is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children.

Security

The site is served over HTTPS. Because calculator inputs are not transmitted to or stored on our server, there is no server-side database of calculator data.

Your choices and rights

Because we do not collect calculator data, there is nothing for us to access or delete in relation to it; you control any locally stored entries. For questions about email correspondence or this policy, or to request deletion of an email you sent, contact support@claimsettleiq.com. Residents of some states may have additional rights under state privacy laws; we will respond to requests in accordance with applicable law.

Changes to this policy

We will update this page if our practices change and revise the “Last updated” date.