ClaimSettleIQ
Calculators & Tools

Net Settlement Calculator

Estimate what could remain from a hypothetical gross settlement after the attorney fee, case expenses, medical liens and other deductions you enter. Each deduction is itemized and counted once.

Net Settlement Calculator

Runs entirely in your browser. Nothing you enter is sent to ClaimSettleIQ or anyone else. Privacy policy.

Gross amount
The total amount before anything is deducted. Required.
Attorney fee
Use the exact percentage in your written fee agreement. There is no standard rate for every claim.
Fee agreements differ on this point. Check yours.
Case expenses
Filing fees, records charges, expert or deposition costs advanced on your behalf. Do not include the attorney fee here.
Medical liens and reimbursement claims

Enter the amount you expect to be repaid from the settlement for each. Leave blank if none. Enter a bill here only if it will be paid out of the settlement, and only once.

Other deductions (optional)

Enter a hypothetical gross amount and the deductions you know about, then select “Calculate”.

Exact formula and edge cases.

How the calculation works

The calculator subtracts each deduction once from the gross amount you enter:

Remaining = Gross − Attorney fee − Case expenses − Liens − Other deductions

If you choose a percentage fee, the fee is either Gross × % or (Gross − Case expenses) × %, depending on the option you select. Contingency agreements differ on whether the percentage is taken before or after expenses, and the difference can be meaningful on larger amounts. A fixed fee is used exactly as entered.

Hypothetical example

Gross $60,000; fee 33.33% of gross; case expenses $2,400; health plan reimbursement $7,500; provider lien $1,800.

Fee = $60,000 × 33.33% = $19,998.00. Total deductions = $19,998 + $2,400 + $7,500 + $1,800 = $31,698.00. Remaining = $28,302.00.

If the same agreement calculated the fee after expenses, the fee would be ($60,000 − $2,400) × 33.33% = $19,198.08, and the remaining amount would be $29,101.92.

When deductions exceed the gross amount

If the deductions you enter add up to more than the gross amount, the calculator shows the shortfall rather than hiding it. That situation is a signal to ask questions, not a bill. In practice, lawyers often negotiate lien reductions, and some reimbursement rules limit what a plan or program can recover. Whether any reduction is available depends on the plan documents, the program’s rules and state law.

Avoiding double counting

  • Enter case expenses separately from the attorney fee. Do not add expenses into the fee amount.
  • If a health insurer paid a bill and claims reimbursement, enter the reimbursement claim — not the original bill as well.
  • Enter an unpaid provider bill only if it will actually be paid out of the settlement.

What this does not include

The calculator does not estimate taxes, structured-settlement payments, interest, or fees owed under separate agreements you have not entered. It does not know whether any lien is valid or how much it might be reduced. For the background, read Attorney Fees and Case Expenses and Medical Liens and Reimbursement Obligations.